When your family lives across borders, your wealth structure must, too.

Cross-border legacy is not six separate pieces of advice — it is one integrated architecture.

Canada, the United States, the United Kingdom, Hong Kong, Singapore, Australia. Multiple identities, multiple tax codes, multiple time zones.

Common Topics

The 4 issues most cross-border families discover too late.

The 4 issues most cross-border families discover too late.

When the Next Generation Holds U.S. Status

The U.S. levies up to a 40% federal estate tax on global assets. Once your child becomes a U.S. person—by birth or Green Card—your Canadian properties, equities, and insurance fall into the IRS tax net upon inheritance. You cannot fix this post-mortem; it requires structural planning decades in advance.

01
When the Next Generation Holds U.S. Status

The U.S. levies up to a 40% federal estate tax on global assets. Once your child becomes a U.S. person—by birth or Green Card—your Canadian properties, equities, and insurance fall into the IRS tax net upon inheritance. You cannot fix this post-mortem; it requires structural planning decades in advance.

01
After CRS, Your Cross-Border Accounts Are Visible Again

Since 2018, CRS automatic exchange covers major offshore centers. Assets and income in Hong Kong, Singapore, and Switzerland are now reported annually to your tax residence. The goal is no longer "hiding," but "restructuring"—aligning your historical wealth into a future-proof compliant architecture. This transition typically takes 12 to 24 months.

02
After CRS, Your Cross-Border Accounts Are Visible Again

Since 2018, CRS automatic exchange covers major offshore centers. Assets and income in Hong Kong, Singapore, and Switzerland are now reported annually to your tax residence. The goal is no longer "hiding," but "restructuring"—aligning your historical wealth into a future-proof compliant architecture. This transition typically takes 12 to 24 months.

02
Family Law Does Not Recognize the Family's Boundaries

Direct asset distributions are vulnerable to division during a child's marital breakdown in Canada, the U.S., the U.K., and Australia. Families require conditional design—deciding when to distribute, to whom, and how to protect the assets. This is the work of structural architecture, not merely a will.

03
Succession Does Not Always Mean Inheriting the Business

As second-generation members increasingly pursue art, academia, or philanthropy, forcing succession traps both generations. True design separates ownership, control, and beneficial rights. Trusts and family charters are not just tools; they are arrangements that liberate both generations.

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Expertise

We design the integrated architecture that holds your family across six jurisdictions.

01

Cross-Border Family Architecture

An integrated blueprint coordinating tax law, holding structures, trusts, life insurance, and identity planning across Canada, the U.S., the U.K., Hong Kong, Singapore, and Australia.

01

Cross-Border Family Architecture

An integrated blueprint coordinating tax law, holding structures, trusts, life insurance, and identity planning across Canada, the U.S., the U.K., Hong Kong, Singapore, and Australia.

02

Intergenerational Estate Design

Differences in estate taxation across jurisdictions can claim a meaningful share of family wealth in the transfer between generations. We design the inheritance path itself — coordinating wills, trusts, beneficiary designations, and tax residency.

02

Intergenerational Estate Design

Differences in estate taxation across jurisdictions can claim a meaningful share of family wealth in the transfer between generations. We design the inheritance path itself — coordinating wills, trusts, beneficiary designations, and tax residency.

03

Pre-Immigration Architecture Window

The 6–18 months before landing in Canada, the U.S., or Australia are the final window for pre-immigration trust design, asset restructuring, and income planning. Once landed, both cost and structural latitude diminish significantly.

03

Pre-Immigration Architecture Window

The 6–18 months before landing in Canada, the U.S., or Australia are the final window for pre-immigration trust design, asset restructuring, and income planning. Once landed, both cost and structural latitude diminish significantly.

04

U.S. Person Specialty Planning

A single U.S. citizen, green card holder, or U.S.-born family member changes the design logic for the entire family. We structure the U.S.-exposed portion separately so it does not constrain the rest.

04

U.S. Person Specialty Planning

A single U.S. citizen, green card holder, or U.S.-born family member changes the design logic for the entire family. We structure the U.S.-exposed portion separately so it does not constrain the rest.

05

Compliance Restructuring

Systematic redesign of cross-border accounts and historical holding structures already reported under CRS. Moving from passive exposure to active compliance is a one-time structural upgrade this generation of cross-border families must complete.

05

Compliance Restructuring

Systematic redesign of cross-border accounts and historical holding structures already reported under CRS. Moving from passive exposure to active compliance is a one-time structural upgrade this generation of cross-border families must complete.

06

Family Governance & Succession

Family charter, family council, professional trustees — designed so ownership, control, and economic interest can run independently. Architecture is not a one-time deliverable; governance is what keeps it functioning.

06

Family Governance & Succession

Family charter, family council, professional trustees — designed so ownership, control, and economic interest can run independently. Architecture is not a one-time deliverable; governance is what keeps it functioning.

Our Clients

If your family fits any of the profiles below, your situation is precisely what we work on.

Multi-Jurisdiction Families

Families holding combinations of Canadian PR, U.S. green cards, U.K. ILR, Hong Kong status, Singapore PR, or Australian tax residency. The complexity of the identity mix determines the complexity of the architecture. A wealth plan designed for a single country is no longer enough.

Pre-Immigration Families

Planning to land in Canada, the U.S., the U.K., Australia, or Singapore within the next 6–18 months. Before status changes, design windows still exist that close — sometimes permanently — after landing.

Families with U.S. Persons

One or more family members are U.S. citizens, green card holders, or U.S.-born — even when no one else is. The presence of a single U.S. person reshapes the design logic for the entire family.

Intergenerational Wealth Families

Whose concern is no longer return — but layered control, the next generation's path, equity among multiple children, and the reach of family law into family wealth. Continuity now requires structure, not product advice.

Advisors & Family Offices

Insurance brokers, attorneys, accountants, family offices — needing a design partner conversant in the tax codes of six jurisdictions for cross-border complex cases.

Our Role

A design firm, not a sales firm.

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Why a single advisor cannot handle this alone

Cross-border succession requires integrating law, taxation, insurance, trusts, immigration status, and timing. Canadian advisors overlook the international scope; Hong Kong private banks miss the Canadian context; and U.S. lawyers often just advise renouncing citizenship. No single professional can navigate the entire picture of a cross-border family’s affairs.

This is outside our scope; please seek a U.S. professional.

We can only handle structuring within Canada.

We advise giving up your Green Card to make things simpler.

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Covered Jurisdictions

50+

Cross-Border Families Served

18 Months

Avg. Implementation Cycle

$2B+

Assets Under Architecture

How We Work

Front-end diagnostics and architecture design, back-end coordination of lawyers, accountants, trust companies, and private banks across multiple jurisdictions—ensuring the plan is robust and consistent across all jurisdictions.

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Our Process

How We Work

01

A 60–90 minute in-depth consultation to map out your family's true landscape across six jurisdictions and identify the top three priority issues.

01

A 60–90 minute in-depth consultation to map out your family's true landscape across six jurisdictions and identify the top three priority issues.

02

Based on the diagnostic results, we design a comprehensive plan covering holding structures, trusts, insurance, immigration windows, and tax residency. Every decision is backed by specific legal foundations, risk analysis, and trade-off explanations.

02

Based on the diagnostic results, we design a comprehensive plan covering holding structures, trusts, insurance, immigration windows, and tax residency. Every decision is backed by specific legal foundations, risk analysis, and trade-off explanations.

03

As your general coordinator, we liaise with global lawyers, accountants, trust companies, private banks, and insurers, guiding the family through implementation and continuous adjustments within 6 to 18 months.

03

As your general coordinator, we liaise with global lawyers, accountants, trust companies, private banks, and insurers, guiding the family through implementation and continuous adjustments within 6 to 18 months.

About the Founder

Yiming Hu · Succession Architect

This firm was born from a personal issue.

Three generations of our family are spread across three countries with four different legal statuses. My parents are in one location, my husband and I reside in Canada, and the next generation represents yet another combination. I began to systematically study cross-border tax law, trusts, and life insurance structures because my own family needed this very planning.

Canadian advisors miss the international scope, Hong Kong private banks overlook the Canadian context, and U.S. lawyers only advise renouncing citizenship. No single expert can sit down and untangle a cross-border family's affairs from start to finish.

This is exactly what Nexus Legacy does.

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Cross-Disciplinary
Expertise

FAQ

What most families want to confirm before the first consultation.

How are you different from a family office, private bank, or law firm?

Private banks start from products. Law firms start from documents. Family offices typically manage existing portfolios. We start from architecture — looking first at the entire picture across jurisdictions and generations, then determining what specific tools are needed and who should implement them.

Do you provide legal or tax services directly?
We already have lawyers and a private banker. Why do we need you?
Which jurisdictions do you cover?
What can the first consultation accomplish?
How do you charge?

Let's Talk.
Start With Your Family's Landscape.

The initial consultation does not discuss products or recommend solutions. We spend 60 minutes clarifying your family's landscape across six jurisdictions and identifying the top three priority issues.